Set expectations

Overwater villas in the Maldives, Bora Bora and similar places commonly cost several hundred pounds a night or more. Finding one under about $150 is uncommon, and you should read descriptions closely.

More affordable options

  • Southeast Asia: Some places in the Philippines, Indonesia and Thailand have over-the-water huts or stilted bungalows at lower prices, though with simpler facilities.
  • Malaysia: Some island resorts offer chalets over water.
  • Caribbean and Central America: Belize and Mexico have a few over-the-water cabins.
  • Maldives guesthouses: Local islands have guesthouses at modest prices, but these are not overwater villas, and local rules apply.

What to check

  1. Is it actually over water? Look at photos and reviews.
  2. Facilities: air conditioning, hot water and Wi-Fi.
  3. Boat transfers: costs and schedules.
  4. Tides and snorkelling: access to deep water.
  5. Cancellation policy.

Value tips

Travel in the shoulder season, book directly where possible, and consider a night or two instead of a week.

Prices and availability change, so compare current offers.